Disclosures for Palmwater Lending Group, Sandusky, OH

Palmwater Lending Group takes a business funding request by phone at (419) 616-1975 or through the request form and passes it to funding partners. Palmwater Lending Group does not make loans, issue credit lines, write leases or buy receivables.

Each funding partner runs its own review and decides whether to make an offer. The amount, the rate or factor, fees, the term, the payment schedule, collateral and any personal guarantee are set by that partner and appear in its written offer. Nothing on this site is an offer of credit, a commitment to lend or a statement that a request will be funded, and the owner can decline any offer.

Where this site describes a merchant cash advance, the provider buys a share of a business’s future card or deposit receipts for a lump sum now. The purchased amount is collected as a set share of sales or as fixed debits, and the cost is expressed as a factor rather than an interest rate. Its contract, collection terms and legal treatment differ from a loan’s.

Counts of businesses, employees and payroll come from U.S. Census Bureau programs, named with their year where they appear: County Business Patterns, ZIP Code Business Patterns, Nonemployer Statistics, the American Community Survey and the Building Permits Survey. Figures marked “our arithmetic” are calculations on those published values. Dollar examples marked as illustrations use invented figures to show how a payment or a cost is worked out; they are not quotes or offers.

Call (419) 616-1975 or use the contact page. The privacy policy, terms of use and SMS terms cover the request form and text messages.